Enroll With HPN

Health Plan of Nevada Individual and Family Plans

If you’ve experienced a qualifying life event, such as loss of health plan coverage, you may be eligible for a special open enrollment period.

Whether you’re looking for an On Exchange plan or Off Exchange plan, our team is available to assist with your questions about health insurance.

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Looking for an On Exchange plan?

Health Plan of Nevada has 35+ individual and family plans that may save you money on your premium and out-of-pocket costs.

If you choose an Exchange plan, you may be able to get some help with your monthly cost. This is called an Advanced Premium Tax Credit (APTC) subsidy.

In addition to the monthly premium, people with insurance usually have to pay a copay or coinsurance when they go to the doctor or have a test. This cost can also range from being very small, like $5, to being higher. However, through an Exchange plan, you may also qualify for a different subsidy, called Cost Share Reduction or CSR.

Most insurance plans have a monthly cost. This monthly cost, or premium, can be very small, or higher depending on the insurance plan you pick. If you have dependents age 20 or under, only the oldest three will have a premium.

Silver plans qualify for both tax credits and cost sharing subsidies. They also offer the best value if you qualify for a subsidy and want to balance your monthly premium with your out-of-pocket costs.

You and your family may qualify for help paying for your health insurance if you are:

Family size Yearly income
1 $14,580 ⁠–⁠ $58,320
2 $19,720 ⁠–⁠ $78,880
3 $24,860 ⁠–⁠ $99,440
4 $30,000 ⁠–⁠ $120,000

  • Health Plan of Nevada has the largest provider network in Nevada.
  • Many providers are only in the HPN provider network.
  • Health Plan of Nevada has been taking care of Nevadans for 40+ years and is located in Las Vegas.
  • HPN Individual On Exchange Select Plans offer HPN’s lowest monthly premium with a select network of hospitals. The Select Network does not include Dignity facilities and Dignity micro hospitals, urgent cares and physician groups.
  • Health Plan of Nevada offers more ways to get urgent care including 24/7 urgent care, urgent care that comes to you and some specialty urgent care centers.* 
  • Health Plan of Nevada offers $0 or LOW-COST benefits and services.
  • Mental health benefits with every plan (virtual and in-person visits to all members)

*Restrictions apply. Not available in all areas.

If you want an On Exchange plan, before you start your enrollment, make sure to have the following information ready:

  • Social Security numbers of everyone seeking health coverage (or document numbers for any legal immigrants)
  • Employer and income information for everyone in your family (for example, from paystubs, W-2 forms, or wage and tax statements)
  • Policy numbers for any current health insurance
  • Information about your job-related health insurance available to your family

This information will be used to find out what coverage you qualify for and if you can get help paying for it.

Call Health Plan of Nevada toll-free at 1-800-873-0004, TTY 711 for help in reviewing plans. You can also shop for a plan on NevadaHealthLink.com or call your broker.

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Losing your Medicaid coverage?

Nevada Medicaid is starting renewals again. Renewals are also called redeterminations or recertifications. If you no longer qualify for Medicaid, your Medicaid coverage will end.

Most people have 3 options:

  1. A health plan through your work
  2. An individual or family plan
  3. Medicare, if you are 65 or older

If you no longer qualify for Medicaid and your enrollment is being terminated, there are ways to stay covered. Losing Medicaid coverage is called a qualifying life event because it may impact your health insurance.

Experiencing a qualifying life event means you can enroll in a new health plan right away as part of a special enrollment period. If you miss your special enrollment period, you’ll have to wait until the next annual open enrollment period to sign up for coverage. Employers set their own open enrollment timing, while Nevada Health Link enrollment typically starts Nov. 1, for a start date of Jan. 1.

Once enrolled in a new health plan due to a special enrollment period, your coverage typically starts on the first day of the month following eligibility. The special enrollment time period is limited, so if you are no longer eligible for Medicaid, be sure to take action. If you need to sign up for another health plan, the special enrollment period is typically 30 or 60 days.

Talk to your employer about a health plan through your work or call Health Plan of Nevada at 1-800-873-0004, TTY 711 to speak to a sales representative who can help you understand your coverage options, including Medicaid transition plans on the Exchange.


Looking for an Off Exchange plan?

Shop for an Off Exchange plan today. If you have any questions, call your broker or our sales team toll-free at 1-800-873-0004, TTY 711. Off Exchange plans are a good option for individuals and families who aren’t eligible for subsidies or financial assistance.