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Enroll with Health Plan of Nevada

On Exchange Individual Plans

NEW 2022!

Our Virtual HPNTM plan provides convenient digital care options with many services at $0 copay.*

*Some services may require meeting a calendar year deductible first.

Health Plan of Nevada has 25+ individual plans that may save you money on your premium and out-of-pocket costs. Visit to enroll in an HPN On Exchange plan now.

Most insurance plans have a monthly cost. This monthly cost, or premium, can be very small, or higher depending on the insurance plan you pick. If you have dependents age 20 or under, only the oldest three will have a premium.

If you choose an Exchange plan, you may be able to get some help with your monthly cost. This is called an Advanced Premium Tax Credit (APTC) subsidy.

In addition to the monthly premium, people with insurance usually have to pay a copay or coinsurance when they go to the doctor or have a test. This cost can also range from being very small, like $5, to being higher. However, through an Exchange plan, you may also qualify for a different subsidy, called Cost Share Reduction or CSR.

Silver plans qualify for both tax credits and cost sharing subsidies. They also offer the best value if you qualify for a subsidy and want to balance your monthly premium with your out-of-pocket costs.

You and your family may qualify for help paying for your health insurance if you are:


Family size

Yearly income


$12,880 - $51,520


$17,420 - $69,680


$21,960 - $87,840


$26,500 - $106,000


If you want an On Exchange plan, before you start your enrollment, make sure to have the following information ready:

  • Social Security numbers of everyone seeking health coverage (or document numbers for any legal immigrants)
  • Employer and income information for everyone in your family (for example, from paystubs, W-2 forms, or wage and tax statements)
  • Policy numbers for any current health insurance
  • Information about your job-related health insurance available to your family

This information will be used to find out what coverage you qualify for and if you can get help paying for it.


Off Exchange Individual Plans

Looking for an Off Exchange plan? We’ve got you covered. Shop for an Off Exchange plans today. Off Exchange plans are a good option for individuals who aren’t eligible for subsidies or financial assistance.

35+ years of local, friendly customer service

Whether you’re looking for an On Exchange plan or Off Exchange plan, our team is available to assist with your questions about health insurance. For information about individual health plans, call toll-free 1-800-873-0004.